2015 IQD to MAD Historical Review

YEARLY HIGH

0.0094 MAD

YEARLY LOW

0.0078 MAD

YEARLY AVERAGE

0.0084 MAD

2015 IQD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the IQD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.0094. Conversely, the yearly low was recorded on January 4, dropping to 0.0078.

This high-to-low spread represents a total annual volatility of 0.0016 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0080 to the December average rate of 0.0090, the exchange rate registered a net change of 12.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0094 was up 20.75% compared to the 2014 peak of 0.0078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IQD based on timing:

Yearly Peak High 47 MAD

2014 Average 36 MAD

Yearly Trough Low 39 MAD

Transaction Impact: A difference of 7.97 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0091

0.0079

JanuMarcMayJulySeptNove

IQD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0082, compared to 0.0086 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0082

H2 Avg (Jul–Dec) 0.0086

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.0011 MAD (High: 0.0094 / Low: 0.0083). On the other end, February was the most stable month, with a tight range of 0.0001 MAD (High: 0.0081 / Low: 0.0080).

November Spread (Volatile) ±0.0011

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.0090) against the same month in 2014 (average: 0.0075), the exchange rate shifted by +0.0015 (+20.15%).

2015 Avg (November) 0.0090

2014 Avg (November) 0.0075

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0085	0.0078	0.0080
February	0.0081	0.0080	0.0080
March	0.0086	0.0081	0.0084
April	0.0085	0.0082	0.0084
May	0.0084	0.0080	0.0082
June	0.0083	0.0081	0.0082
July	0.0084	0.0082	0.0083
August	0.0085	0.0082	0.0084
September	0.0085	0.0081	0.0083
October	0.0086	0.0081	0.0083
November	0.0094	0.0083	0.0090
December	0.0092	0.0089	0.0090