2020 IQD to MAD Historical Review

YEARLY HIGH

0.0087 MAD

YEARLY LOW

0.0061 MAD

YEARLY AVERAGE

0.0079 MAD

2020 IQD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the IQD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 0.0087. Conversely, the yearly low was recorded on December 31, dropping to 0.0061.

This high-to-low spread represents a total annual volatility of 0.0026 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0081 to the December average rate of 0.0072, the exchange rate registered a net change of -10.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0087 was up 5.79% compared to the 2019 peak of 0.0082, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IQD based on timing:

Yearly Peak High 43 MAD

2019 Average 40 MAD

Yearly Trough Low 30 MAD

Transaction Impact: A difference of 12.84 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0086

0.0070

JanuMarcMayJulySeptNove

IQD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0082, compared to 0.0077 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0082

H2 Avg (Jul–Dec) 0.0077

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0017 MAD (High: 0.0078 / Low: 0.0061). On the other end, January was the most stable month, with a tight range of 0.0001 MAD (High: 0.0081 / Low: 0.0080).

December Spread (Volatile) ±0.0017

January Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0085) against the same month in 2019 (average: 0.0081), the exchange rate shifted by +0.0004 (+5.20%).

2020 Avg (April) 0.0085

2019 Avg (April) 0.0081

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0081	0.0080	0.0081
February	0.0082	0.0081	0.0081
March	0.0085	0.0079	0.0081
April	0.0087	0.0083	0.0085
May	0.0083	0.0082	0.0083
June	0.0082	0.0081	0.0081
July	0.0081	0.0078	0.0080
August	0.0078	0.0077	0.0077
September	0.0078	0.0076	0.0077
October	0.0078	0.0077	0.0077
November	0.0078	0.0076	0.0077
December	0.0078	0.0061	0.0072