2020 IRR to CDF Historical Review

YEARLY HIGH

0.0472 CDF

YEARLY LOW

0.0293 CDF

YEARLY AVERAGE

0.0439 CDF

2020 IRR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the IRR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 0.0472. Conversely, the yearly low was recorded on July 7, dropping to 0.0293.

This high-to-low spread represents a total annual volatility of 0.0180 CDF. From a start-to-finish perspective, comparing the January average rate of 0.0401 to the December average rate of 0.0464, the exchange rate registered a net change of 15.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0472 was up 17.93% compared to the 2019 peak of 0.0401, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IRR based on timing:

Yearly Peak High 236 CDF

2019 Average 196 CDF

Yearly Trough Low 146 CDF

Transaction Impact: A difference of 89.77 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0474

0.0394

JanuMarcMayJulySeptNove

IRR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0414, compared to 0.0464 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.0414

H2 Avg (Jul–Dec) 0.0464

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0175 CDF (High: 0.0467 / Low: 0.0293). On the other end, January was the most stable month, with a tight range of 0.0001 CDF (High: 0.0401 / Low: 0.0400).

July Spread (Volatile) ±0.0175

January Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0003 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.0466) against the same month in 2019 (average: 0.0394), the exchange rate shifted by +0.0073 (+18.49%).

2020 Avg (August) 0.0466

2019 Avg (August) 0.0394

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0401	0.0400	0.0401
February	0.0403	0.0400	0.0401
March	0.0407	0.0403	0.0405
April	0.0411	0.0405	0.0408
May	0.0434	0.0411	0.0424
June	0.0456	0.0433	0.0445
July	0.0467	0.0293	0.0457
August	0.0472	0.0464	0.0466
September	0.0468	0.0465	0.0466
October	0.0467	0.0430	0.0463
November	0.0468	0.0466	0.0467
December	0.0469	0.0353	0.0464