YEARLY HIGH
0.0692 CDF
YEARLY LOW
0.0504 CDF
YEARLY AVERAGE
0.0647 CDF

2025 IRR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the IRR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 0.0692. Conversely, the yearly low was recorded on November 15, dropping to 0.0504.

This high-to-low spread represents a total annual volatility of 0.0187 CDF. From a start-to-finish perspective, comparing the January average rate of 0.0678 to the December average rate of 0.0536, the exchange rate registered a net change of -20.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0692 was up 1.17% compared to the 2024 peak of 0.0684, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IRR based on timing:

Yearly Peak High 346 CDF
2024 Average 334 CDF
Yearly Trough Low 252 CDF
Transaction Impact: A difference of 93.60 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0704
0.0511
JanuMarcMayJulySeptNove

IRR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0683, compared to 0.0612 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.0683
H2 Avg (Jul–Dec) 0.0612

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.0114 CDF (High: 0.0624 / Low: 0.0510). On the other end, July was the most stable month, with a tight range of 0.0007 CDF (High: 0.0692 / Low: 0.0685).

October Spread (Volatile) ±0.0114
July Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0118 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0118

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.0688) against the same month in 2024 (average: 0.0675), the exchange rate shifted by +0.0013 (+1.88%).

2025 Avg (July) 0.0688
2024 Avg (July) 0.0675

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0682 0.0674 0.0678
February 0.0687 0.0672 0.0680
March 0.0683 0.0674 0.0681
April 0.0691 0.0681 0.0687
May 0.0691 0.0682 0.0687
June 0.0691 0.0683 0.0686
July 0.0692 0.0685 0.0688
August 0.0692 0.0681 0.0687
September 0.0692 0.0625 0.0675
October 0.0624 0.0510 0.0557
November 0.0545 0.0504 0.0527
December 0.0544 0.0515 0.0536