2015 IRR to MGA Historical Review

YEARLY HIGH

0.1151 MGA

YEARLY LOW

0.0949 MGA

YEARLY AVERAGE

0.1070 MGA

2015 IRR to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the IRR to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 0.1151. Conversely, the yearly low was recorded on January 25, dropping to 0.0949.

This high-to-low spread represents a total annual volatility of 0.0202 MGA. From a start-to-finish perspective, comparing the January average rate of 0.0977 to the December average rate of 0.1070, the exchange rate registered a net change of 9.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1151 was up 12.40% compared to the 2014 peak of 0.1024, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IRR based on timing:

Yearly Peak High 576 MGA

2014 Average 478 MGA

Yearly Trough Low 475 MGA

Transaction Impact: A difference of 101.07 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1128

0.0964

JanuMarcMayJulySeptNove

IRR to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1058, compared to 0.1083 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.1058

H2 Avg (Jul–Dec) 0.1083

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.0091 MGA (High: 0.1115 / Low: 0.1023). On the other end, November was the most stable month, with a tight range of 0.0016 MGA (High: 0.1101 / Low: 0.1085).

June Spread (Volatile) ±0.0091

November Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0054 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.1113) against the same month in 2014 (average: 0.0957), the exchange rate shifted by +0.0156 (+16.30%).

2015 Avg (August) 0.1113

2014 Avg (August) 0.0957

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1028	0.0949	0.0977
February	0.1036	0.1004	0.1024
March	0.1092	0.1030	0.1066
April	0.1103	0.1076	0.1092
May	0.1120	0.1065	0.1095
June	0.1115	0.1023	0.1095
July	0.1144	0.1079	0.1114
August	0.1151	0.1101	0.1113
September	0.1099	0.1028	0.1059
October	0.1089	0.1008	0.1047
November	0.1101	0.1085	0.1093
December	0.1088	0.1061	0.1070