2016 IRR to MGA Historical Review

YEARLY HIGH

0.1127 MGA

YEARLY LOW

0.0976 MGA

YEARLY AVERAGE

0.1054 MGA

2016 IRR to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the IRR to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.1127. Conversely, the yearly low was recorded on July 29, dropping to 0.0976.

This high-to-low spread represents a total annual volatility of 0.0152 MGA. From a start-to-finish perspective, comparing the January average rate of 0.1070 to the December average rate of 0.1109, the exchange rate registered a net change of 3.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1127 was down 2.07% compared to the 2015 peak of 0.1151, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IRR based on timing:

Yearly Peak High 564 MGA

2015 Average 535 MGA

Yearly Trough Low 488 MGA

Transaction Impact: A difference of 75.90 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1119

0.0994

JanuMarcMayJulySeptNove

IRR to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1061, compared to 0.1047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.1061

H2 Avg (Jul–Dec) 0.1047

Volatility Range Comparison

Volatility

The most volatile month in 2016 was July, with a trading range of 0.0086 MGA (High: 0.1062 / Low: 0.0976). On the other end, January was the most stable month, with a tight range of 0.0010 MGA (High: 0.1075 / Low: 0.1065).

July Spread (Volatile) ±0.0086

January Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0055 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.1109) against the same month in 2015 (average: 0.1070), the exchange rate shifted by +0.0039 (+3.66%).

2016 Avg (December) 0.1109

2015 Avg (December) 0.1070

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1075	0.1065	0.1070
February	0.1071	0.1043	0.1056
March	0.1074	0.1052	0.1061
April	0.1058	0.1047	0.1053
May	0.1074	0.1036	0.1050
June	0.1084	0.1069	0.1076
July	0.1062	0.0976	0.1021
August	0.1016	0.0982	0.1004
September	0.1033	0.1008	0.1014
October	0.1070	0.1033	0.1057
November	0.1106	0.1047	0.1078
December	0.1127	0.1097	0.1109