2012 ISK to BAM Historical Review

YEARLY HIGH

0.0133 BAM

YEARLY LOW

0.0115 BAM

YEARLY AVERAGE

0.0122 BAM

2012 ISK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ISK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on August 11, valuing the pair at 0.0133. Conversely, the yearly low was recorded on December 29, dropping to 0.0115.

This high-to-low spread represents a total annual volatility of 0.0018 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0123 to the December average rate of 0.0118, the exchange rate registered a net change of -3.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0133 was up 3.59% compared to the 2011 peak of 0.0129, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 67 BAM

2011 Average 61 BAM

Yearly Trough Low 57 BAM

Transaction Impact: A difference of 9.15 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0133

0.0116

JanuMarcMayJulySeptNove

ISK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0120, compared to 0.0124 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0120

H2 Avg (Jul–Dec) 0.0124

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0008 BAM (High: 0.0132 / Low: 0.0124). On the other end, April was the most stable month, with a tight range of 0.0002 BAM (High: 0.0118 / Low: 0.0116).

July Spread (Volatile) ±0.0008

April Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0007 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.0131) against the same month in 2011 (average: 0.0119), the exchange rate shifted by +0.0012 (+10.24%).

2012 Avg (August) 0.0131

2011 Avg (August) 0.0119

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0124	0.0121	0.0123
February	0.0122	0.0116	0.0120
March	0.0119	0.0116	0.0117
April	0.0118	0.0116	0.0117
May	0.0121	0.0118	0.0120
June	0.0125	0.0120	0.0123
July	0.0132	0.0124	0.0127
August	0.0133	0.0128	0.0131
September	0.0128	0.0122	0.0124
October	0.0124	0.0118	0.0122
November	0.0121	0.0119	0.0120
December	0.0120	0.0115	0.0118