2014 ISK to BAM Historical Review

YEARLY HIGH

0.0129 BAM

YEARLY LOW

0.0123 BAM

YEARLY AVERAGE

0.0126 BAM

2014 ISK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ISK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 0.0129. Conversely, the yearly low was recorded on January 11, dropping to 0.0123.

This high-to-low spread represents a total annual volatility of 0.0006 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0124 to the December average rate of 0.0127, the exchange rate registered a net change of 2.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0129 was up 0.11% compared to the 2013 peak of 0.0129, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 64 BAM

2013 Average 60 BAM

Yearly Trough Low 61 BAM

Transaction Impact: A difference of 3.01 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0128

0.0124

JanuMarcMayJulySeptNove

ISK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0126, compared to 0.0127 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0126

H2 Avg (Jul–Dec) 0.0127

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0003 BAM (High: 0.0128 / Low: 0.0125). On the other end, April was the most stable month, with a tight range of 0.0001 BAM (High: 0.0127 / Low: 0.0126).

November Spread (Volatile) ±0.0003

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 0.0128) against the same month in 2013 (average: 0.0119), the exchange rate shifted by +0.0009 (+7.61%).

2014 Avg (October) 0.0128

2013 Avg (October) 0.0119

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0125	0.0123	0.0124
February	0.0126	0.0124	0.0125
March	0.0126	0.0125	0.0125
April	0.0127	0.0126	0.0126
May	0.0127	0.0126	0.0127
June	0.0127	0.0126	0.0127
July	0.0127	0.0126	0.0127
August	0.0128	0.0126	0.0127
September	0.0128	0.0127	0.0128
October	0.0129	0.0127	0.0128
November	0.0128	0.0125	0.0127
December	0.0128	0.0126	0.0127