2020 ISK to TOP Historical Review

YEARLY HIGH

0.0189 TOP

YEARLY LOW

0.0157 TOP

YEARLY AVERAGE

0.0170 TOP

2020 ISK to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ISK to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0189. Conversely, the yearly low was recorded on May 6, dropping to 0.0157.

This high-to-low spread represents a total annual volatility of 0.0032 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0186 to the December average rate of 0.0179, the exchange rate registered a net change of -3.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0189 was down 3.43% compared to the 2019 peak of 0.0195, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 94 TOP

2019 Average 93 TOP

Yearly Trough Low 79 TOP

Transaction Impact: A difference of 15.84 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0189

0.0159

JanuMarcMayJulySeptNove

ISK to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0172, compared to 0.0169 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0172

H2 Avg (Jul–Dec) 0.0169

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0018 TOP (High: 0.0183 / Low: 0.0165). On the other end, October was the most stable month, with a tight range of 0.0003 TOP (High: 0.0168 / Low: 0.0164).

March Spread (Volatile) ±0.0018

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0013 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0186) against the same month in 2019 (average: 0.0189), the exchange rate shifted by -0.0003 (-1.84%).

2020 Avg (January) 0.0186

2019 Avg (January) 0.0189

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0189	0.0185	0.0186
February	0.0188	0.0181	0.0183
March	0.0183	0.0165	0.0175
April	0.0165	0.0157	0.0162
May	0.0169	0.0157	0.0161
June	0.0172	0.0163	0.0167
July	0.0169	0.0162	0.0165
August	0.0169	0.0165	0.0167
September	0.0169	0.0162	0.0166
October	0.0168	0.0164	0.0166
November	0.0172	0.0165	0.0169
December	0.0182	0.0175	0.0179