2014 JMD to BOB Historical Review

YEARLY HIGH

0.0653 BOB

YEARLY LOW

0.0604 BOB

YEARLY AVERAGE

0.0624 BOB

2014 JMD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0653. Conversely, the yearly low was recorded on December 23, dropping to 0.0604.

This high-to-low spread represents a total annual volatility of 0.0049 BOB. From a start-to-finish perspective, comparing the January average rate of 0.0650 to the December average rate of 0.0607, the exchange rate registered a net change of -6.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0653 was down 14.02% compared to the 2013 peak of 0.0759, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 326 BOB

2013 Average 349 BOB

Yearly Trough Low 302 BOB

Transaction Impact: A difference of 24.50 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0654

0.0602

JanuMarcMayJulySeptNove

JMD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0634, compared to 0.0613 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0634

H2 Avg (Jul–Dec) 0.0613

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0008 BOB (High: 0.0653 / Low: 0.0645). On the other end, August was the most stable month, with a tight range of 0.0001 BOB (High: 0.0615 / Low: 0.0614).

January Spread (Volatile) ±0.0008

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0650) against the same month in 2013 (average: 0.0754), the exchange rate shifted by -0.0105 (-13.88%).

2014 Avg (January) 0.0650

2013 Avg (January) 0.0754

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0653	0.0645	0.0650
February	0.0645	0.0640	0.0643
March	0.0640	0.0632	0.0636
April	0.0633	0.0629	0.0631
May	0.0629	0.0622	0.0625
June	0.0624	0.0618	0.0621
July	0.0619	0.0613	0.0615
August	0.0615	0.0614	0.0614
September	0.0616	0.0613	0.0614
October	0.0616	0.0613	0.0615
November	0.0615	0.0610	0.0612
December	0.0610	0.0604	0.0607