2020 JMD to BOB Historical Review

YEARLY HIGH

0.0528 BOB

YEARLY LOW

0.0458 BOB

YEARLY AVERAGE

0.0487 BOB

2020 JMD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0528. Conversely, the yearly low was recorded on August 19, dropping to 0.0458.

This high-to-low spread represents a total annual volatility of 0.0070 BOB. From a start-to-finish perspective, comparing the January average rate of 0.0514 to the December average rate of 0.0480, the exchange rate registered a net change of -6.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0528 was down 4.98% compared to the 2019 peak of 0.0556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 264 BOB

2019 Average 259 BOB

Yearly Trough Low 229 BOB

Transaction Impact: A difference of 34.84 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0519

0.0458

JanuMarcMayJulySeptNove

JMD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0498, compared to 0.0476 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0498

H2 Avg (Jul–Dec) 0.0476

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0032 BOB (High: 0.0528 / Low: 0.0496). On the other end, March was the most stable month, with a tight range of 0.0010 BOB (High: 0.0514 / Low: 0.0504).

January Spread (Volatile) ±0.0032

March Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0023 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0514) against the same month in 2019 (average: 0.0531), the exchange rate shifted by -0.0017 (-3.25%).

2020 Avg (January) 0.0514

2019 Avg (January) 0.0531

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0528	0.0496	0.0514
February	0.0504	0.0489	0.0494
March	0.0514	0.0504	0.0509
April	0.0515	0.0487	0.0501
May	0.0490	0.0470	0.0478
June	0.0496	0.0483	0.0491
July	0.0497	0.0470	0.0483
August	0.0470	0.0458	0.0463
September	0.0488	0.0466	0.0480
October	0.0488	0.0472	0.0478
November	0.0477	0.0466	0.0469
December	0.0485	0.0472	0.0480