2012 JMD to GMD Historical Review

YEARLY HIGH

0.3779 GMD

YEARLY LOW

0.3248 GMD

YEARLY AVERAGE

0.3520 GMD

2012 JMD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 21, valuing the pair at 0.3779. Conversely, the yearly low was recorded on December 16, dropping to 0.3248.

This high-to-low spread represents a total annual volatility of 0.0531 GMD. From a start-to-finish perspective, comparing the January average rate of 0.3441 to the December average rate of 0.3376, the exchange rate registered a net change of -1.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3779 was up 7.18% compared to the 2011 peak of 0.3526, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 1,889 GMD

2011 Average 1,640 GMD

Yearly Trough Low 1,624 GMD

Transaction Impact: A difference of 265.56 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3758

0.3341

JanuMarcMayJulySeptNove

JMD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3484, compared to 0.3556 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.3484

H2 Avg (Jul–Dec) 0.3556

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.0466 GMD (High: 0.3757 / Low: 0.3290). On the other end, September was the most stable month, with a tight range of 0.0073 GMD (High: 0.3751 / Low: 0.3678).

November Spread (Volatile) ±0.0466

September Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0313 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0313

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 0.3723) against the same month in 2011 (average: 0.3384), the exchange rate shifted by +0.0339 (+10.02%).

2012 Avg (October) 0.3723

2011 Avg (October) 0.3384

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3513	0.3323	0.3441
February	0.3591	0.3394	0.3517
March	0.3570	0.3409	0.3522
April	0.3477	0.3352	0.3415
May	0.3538	0.3441	0.3488
June	0.3586	0.3433	0.3520
July	0.3579	0.3506	0.3552
August	0.3755	0.3529	0.3572
September	0.3751	0.3678	0.3701
October	0.3779	0.3669	0.3723
November	0.3757	0.3290	0.3410
December	0.3525	0.3248	0.3376