2021 JMD to GMD Historical Review

YEARLY HIGH

0.3642 GMD

YEARLY LOW

0.3291 GMD

YEARLY AVERAGE

0.3422 GMD

2021 JMD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.3642. Conversely, the yearly low was recorded on July 28, dropping to 0.3291.

This high-to-low spread represents a total annual volatility of 0.0351 GMD. From a start-to-finish perspective, comparing the January average rate of 0.3584 to the December average rate of 0.3402, the exchange rate registered a net change of -5.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3642 was down 6.91% compared to the 2020 peak of 0.3912, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 1,821 GMD

2020 Average 1,815 GMD

Yearly Trough Low 1,646 GMD

Transaction Impact: A difference of 175.29 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3610

0.3298

JanuMarcMayJulySeptNove

JMD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3456, compared to 0.3388 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0068 points.

H1 Avg (Jan–Jun) 0.3456

H2 Avg (Jul–Dec) 0.3388

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0193 GMD (High: 0.3515 / Low: 0.3322). On the other end, November was the most stable month, with a tight range of 0.0029 GMD (High: 0.3373 / Low: 0.3344).

April Spread (Volatile) ±0.0193

November Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0150 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0150

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.3584) against the same month in 2020 (average: 0.3805), the exchange rate shifted by -0.0221 (-5.82%).

2021 Avg (January) 0.3584

2020 Avg (January) 0.3805

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3642	0.3518	0.3584
February	0.3512	0.3384	0.3433
March	0.3529	0.3402	0.3480
April	0.3515	0.3322	0.3421
May	0.3439	0.3317	0.3398
June	0.3453	0.3399	0.3419
July	0.3440	0.3291	0.3347
August	0.3382	0.3299	0.3324
September	0.3495	0.3378	0.3443
October	0.3523	0.3367	0.3449
November	0.3373	0.3344	0.3360
December	0.3433	0.3364	0.3402