2011 JMD to HRK Historical Review

YEARLY HIGH

0.0678 HRK

YEARLY LOW

0.0582 HRK

YEARLY AVERAGE

0.0623 HRK

2011 JMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the JMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0678. Conversely, the yearly low was recorded on April 29, dropping to 0.0582.

This high-to-low spread represents a total annual volatility of 0.0096 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0638 to the December average rate of 0.0661, the exchange rate registered a net change of 3.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2011 high of 0.0678 was down 1.86% compared to the 2010 peak of 0.0691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 339 HRK

2010 Average 314 HRK

Yearly Trough Low 291 HRK

Transaction Impact: A difference of 48.02 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

0.0668

0.0590

JanuMarcMayJulySeptNove

JMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0613, compared to 0.0632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.0613

H2 Avg (Jul–Dec) 0.0632

Volatility Range Comparison

Volatility

The most volatile month in 2011 was October, with a trading range of 0.0046 HRK (High: 0.0661 / Low: 0.0615). On the other end, August was the most stable month, with a tight range of 0.0013 HRK (High: 0.0616 / Low: 0.0602).

October Spread (Volatile) ±0.0046

August Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0019 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2011: 0.0661) against the same month in 2010 (average: 0.0644), the exchange rate shifted by +0.0018 (+2.76%).

2011 Avg (December) 0.0661

2010 Avg (December) 0.0644

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0659	0.0621	0.0638
February	0.0635	0.0616	0.0625
March	0.0618	0.0596	0.0607
April	0.0610	0.0582	0.0596
May	0.0624	0.0582	0.0607
June	0.0618	0.0595	0.0604
July	0.0626	0.0596	0.0610
August	0.0616	0.0602	0.0609
September	0.0652	0.0611	0.0636
October	0.0661	0.0615	0.0636
November	0.0659	0.0632	0.0643
December	0.0678	0.0646	0.0661