2018 JMD to HRK Historical Review

YEARLY HIGH

0.0523 HRK

YEARLY LOW

0.0463 HRK

YEARLY AVERAGE

0.0488 HRK

2018 JMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the JMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 20, valuing the pair at 0.0523. Conversely, the yearly low was recorded on September 20, dropping to 0.0463.

This high-to-low spread represents a total annual volatility of 0.0059 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0491 to the December average rate of 0.0509, the exchange rate registered a net change of 3.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0523 was down 7.41% compared to the 2017 peak of 0.0564, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 261 HRK

2017 Average 258 HRK

Yearly Trough Low 232 HRK

Transaction Impact: A difference of 29.62 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0521

0.0463

JanuMarcMayJulySeptNove

JMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0486, compared to 0.0490 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0486

H2 Avg (Jul–Dec) 0.0490

Volatility Range Comparison

Volatility

The most volatile month in 2018 was October, with a trading range of 0.0033 HRK (High: 0.0511 / Low: 0.0478). On the other end, March was the most stable month, with a tight range of 0.0012 HRK (High: 0.0481 / Low: 0.0469).

October Spread (Volatile) ±0.0033

March Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.0517) against the same month in 2017 (average: 0.0509), the exchange rate shifted by +0.0007 (+1.46%).

2018 Avg (November) 0.0517

2017 Avg (November) 0.0509

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0505	0.0480	0.0491
February	0.0486	0.0473	0.0479
March	0.0481	0.0469	0.0474
April	0.0492	0.0479	0.0484
May	0.0508	0.0491	0.0498
June	0.0499	0.0482	0.0488
July	0.0490	0.0474	0.0483
August	0.0482	0.0464	0.0475
September	0.0476	0.0463	0.0468
October	0.0511	0.0478	0.0489
November	0.0523	0.0508	0.0517
December	0.0515	0.0503	0.0509