2012 JMD to HTG Historical Review

YEARLY HIGH

0.4866 HTG

YEARLY LOW

0.4559 HTG

YEARLY AVERAGE

0.4719 HTG

2012 JMD to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 0.4866. Conversely, the yearly low was recorded on December 30, dropping to 0.4559.

This high-to-low spread represents a total annual volatility of 0.0307 HTG. From a start-to-finish perspective, comparing the January average rate of 0.4696 to the December average rate of 0.4584, the exchange rate registered a net change of -2.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4866 was up 1.29% compared to the 2011 peak of 0.4804, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 2,433 HTG

2011 Average 2,363 HTG

Yearly Trough Low 2,279 HTG

Transaction Impact: A difference of 153.71 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4850

0.4560

JanuMarcMayJulySeptNove

JMD to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4756, compared to 0.4683 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0074 points.

H1 Avg (Jan–Jun) 0.4756

H2 Avg (Jul–Dec) 0.4683

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0122 HTG (High: 0.4838 / Low: 0.4716). On the other end, August was the most stable month, with a tight range of 0.0019 HTG (High: 0.4729 / Low: 0.4711).

April Spread (Volatile) ±0.0122

August Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0059 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.4826) against the same month in 2011 (average: 0.4785), the exchange rate shifted by +0.0041 (+0.86%).

2012 Avg (May) 0.4826

2011 Avg (May) 0.4785

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4718	0.4677	0.4696
February	0.4726	0.4663	0.4692
March	0.4772	0.4729	0.4751
April	0.4838	0.4716	0.4776
May	0.4866	0.4793	0.4826
June	0.4822	0.4773	0.4795
July	0.4808	0.4723	0.4754
August	0.4729	0.4711	0.4717
September	0.4720	0.4699	0.4711
October	0.4718	0.4652	0.4686
November	0.4659	0.4623	0.4643
December	0.4626	0.4559	0.4584