2015 JMD to HTG Historical Review

YEARLY HIGH

0.4905 HTG

YEARLY LOW

0.4020 HTG

YEARLY AVERAGE

0.4345 HTG

2015 JMD to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 0.4905. Conversely, the yearly low was recorded on February 6, dropping to 0.4020.

This high-to-low spread represents a total annual volatility of 0.0885 HTG. From a start-to-finish perspective, comparing the January average rate of 0.4050 to the December average rate of 0.4714, the exchange rate registered a net change of 16.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4905 was up 16.97% compared to the 2014 peak of 0.4193, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 2,452 HTG

2014 Average 2,008 HTG

Yearly Trough Low 2,010 HTG

Transaction Impact: A difference of 442.25 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4801

0.3964

JanuMarcMayJulySeptNove

JMD to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4096, compared to 0.4593 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0497 points.

H1 Avg (Jan–Jun) 0.4096

H2 Avg (Jul–Dec) 0.4593

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0456 HTG (High: 0.4905 / Low: 0.4449). On the other end, April was the most stable month, with a tight range of 0.0021 HTG (High: 0.4148 / Low: 0.4127).

August Spread (Volatile) ±0.0456

April Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0163 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.4568) against the same month in 2014 (average: 0.3991), the exchange rate shifted by +0.0577 (+14.46%).

2015 Avg (August) 0.4568

2014 Avg (August) 0.3991

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4075	0.4022	0.4050
February	0.4046	0.4020	0.4034
March	0.4133	0.4042	0.4079
April	0.4148	0.4127	0.4138
May	0.4162	0.4103	0.4130
June	0.4203	0.4117	0.4145
July	0.4905	0.4489	0.4731
August	0.4905	0.4449	0.4568
September	0.4540	0.4440	0.4476
October	0.4516	0.4454	0.4490
November	0.4679	0.4505	0.4582
December	0.4747	0.4688	0.4714