2020 JMD to IRR Historical Review

YEARLY HIGH

470.2990 IRR

YEARLY LOW

279.5316 IRR

YEARLY AVERAGE

297.4216 IRR

2020 JMD to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 470.2990. Conversely, the yearly low was recorded on August 24, dropping to 279.5316.

This high-to-low spread represents a total annual volatility of 190.7674 IRR. From a start-to-finish perspective, comparing the January average rate of 313.0484 to the December average rate of 292.9566, the exchange rate registered a net change of -6.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 470.2990 was up 38.01% compared to the 2019 peak of 340.7816, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 2,351,495 IRR

2019 Average 1,579,833 IRR

Yearly Trough Low 1,397,658 IRR

Transaction Impact: A difference of 953,837.14 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

316.1034

279.4428

JanuMarcMayJulySeptNove

JMD to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 303.8331, compared to 291.0100 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 12.8232 points.

H1 Avg (Jan–Jun) 303.8331

H2 Avg (Jul–Dec) 291.0100

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 184.4969 IRR (High: 470.2990 / Low: 285.8021). On the other end, November was the most stable month, with a tight range of 6.0044 IRR (High: 290.2344 / Low: 284.2300).

July Spread (Volatile) ±184.4969

November Spread (Stable) ±6.0044

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 17.2787 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -17.2787

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 299.7765) against the same month in 2019 (average: 315.4147), the exchange rate shifted by -15.6382 (-4.96%).

2020 Avg (July) 299.7765

2019 Avg (July) 315.4147

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	321.4201	301.8254	313.0484
February	306.9078	297.5812	301.1246
March	315.3971	306.9078	311.5336
April	314.1597	297.3325	306.1972
May	300.4377	286.3328	291.9086
June	302.6900	294.4608	299.1865
July	470.2990	285.8021	299.7765
August	286.1064	279.5316	282.4978
September	297.6969	284.0404	292.7831
October	297.6401	287.9882	291.5031
November	290.2344	284.2300	286.5427
December	296.4928	287.5627	292.9566