2021 JMD to IRR Historical Review

YEARLY HIGH

296.6089 IRR

YEARLY LOW

270.6644 IRR

YEARLY AVERAGE

280.0216 IRR

2021 JMD to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 296.6089. Conversely, the yearly low was recorded on November 24, dropping to 270.6644.

This high-to-low spread represents a total annual volatility of 25.9445 IRR. From a start-to-finish perspective, comparing the January average rate of 292.0800 to the December average rate of 273.7497, the exchange rate registered a net change of -6.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 296.6089 was down 36.93% compared to the 2020 peak of 470.2990, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 1,483,045 IRR

2020 Average 1,487,075 IRR

Yearly Trough Low 1,353,322 IRR

Transaction Impact: A difference of 129,722.65 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

294.1072

269.7804

JanuMarcMayJulySeptNove

JMD to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 283.5701, compared to 276.4732 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.0969 points.

H1 Avg (Jan–Jun) 283.5701

H2 Avg (Jul–Dec) 276.4732

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 15.4420 IRR (High: 288.9126 / Low: 273.4706). On the other end, November was the most stable month, with a tight range of 2.6491 IRR (High: 273.3135 / Low: 270.6644).

April Spread (Volatile) ±15.4420

November Spread (Stable) ±2.6491

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 10.9667 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -10.9667

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 292.0800) against the same month in 2020 (average: 313.0484), the exchange rate shifted by -20.9684 (-6.70%).

2021 Avg (January) 292.0800

2020 Avg (January) 313.0484

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	296.6089	287.6008	292.0800
February	286.9937	277.9862	281.1133
March	289.9195	278.6715	285.6751
April	288.9126	273.4706	281.6196
May	283.1540	273.0524	279.4098
June	283.9405	279.8324	281.5228
July	283.1549	271.2612	275.7816
August	278.8587	271.8463	274.0461
September	286.2520	278.5428	282.5269
October	288.3890	273.5768	280.9272
November	273.3135	270.6644	271.8076
December	275.3748	271.6438	273.7497