2020 JMD to KES Historical Review

YEARLY HIGH

0.7901 KES

YEARLY LOW

0.7117 KES

YEARLY AVERAGE

0.7504 KES

2020 JMD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 0.7901. Conversely, the yearly low was recorded on February 16, dropping to 0.7117.

This high-to-low spread represents a total annual volatility of 0.0784 KES. From a start-to-finish perspective, comparing the January average rate of 0.7516 to the December average rate of 0.7688, the exchange rate registered a net change of 2.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7901 was down 2.70% compared to the 2019 peak of 0.8120, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 3,951 KES

2019 Average 3,822 KES

Yearly Trough Low 3,558 KES

Transaction Impact: A difference of 392.04 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7794

0.7158

JanuMarcMayJulySeptNove

JMD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7517, compared to 0.7491 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.7517

H2 Avg (Jul–Dec) 0.7491

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0525 KES (High: 0.7901 / Low: 0.7376). On the other end, August was the most stable month, with a tight range of 0.0149 KES (High: 0.7322 / Low: 0.7173).

March Spread (Volatile) ±0.0525

August Spread (Stable) ±0.0149

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0345 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0345

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.7741) against the same month in 2019 (average: 0.7802), the exchange rate shifted by -0.0061 (-0.78%).

2020 Avg (April) 0.7741

2019 Avg (April) 0.7802

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7712	0.7192	0.7516
February	0.7376	0.7117	0.7211
March	0.7901	0.7376	0.7677
April	0.7901	0.7572	0.7741
May	0.7627	0.7264	0.7396
June	0.7644	0.7423	0.7559
July	0.7675	0.7310	0.7499
August	0.7322	0.7173	0.7255
September	0.7672	0.7305	0.7541
October	0.7670	0.7442	0.7522
November	0.7510	0.7352	0.7440
December	0.7802	0.7530	0.7688