2012 JMD to PKR Historical Review

YEARLY HIGH

1.0785 PKR

YEARLY LOW

1.0395 PKR

YEARLY AVERAGE

1.0565 PKR

2012 JMD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 8, valuing the pair at 1.0785. Conversely, the yearly low was recorded on May 16, dropping to 1.0395.

This high-to-low spread represents a total annual volatility of 0.0390 PKR. From a start-to-finish perspective, comparing the January average rate of 1.0480 to the December average rate of 1.0575, the exchange rate registered a net change of 0.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0785 was up 3.10% compared to the 2011 peak of 1.0460, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 5,392 PKR

2011 Average 5,027 PKR

Yearly Trough Low 5,197 PKR

Transaction Impact: A difference of 194.98 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0756

1.0443

JanuMarcMayJulySeptNove

JMD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0530, compared to 1.0599 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 1.0530

H2 Avg (Jul–Dec) 1.0599

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0300 PKR (High: 1.0694 / Low: 1.0395). On the other end, April was the most stable month, with a tight range of 0.0068 PKR (High: 1.0502 / Low: 1.0435).

May Spread (Volatile) ±0.0300

April Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0084 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0084

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 1.0730) against the same month in 2011 (average: 1.0081), the exchange rate shifted by +0.0649 (+6.44%).

2012 Avg (June) 1.0730

2011 Avg (June) 1.0081

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0561	1.0415	1.0480
February	1.0554	1.0464	1.0512
March	1.0602	1.0409	1.0496
April	1.0502	1.0435	1.0469
May	1.0694	1.0395	1.0493
June	1.0785	1.0634	1.0730
July	1.0763	1.0623	1.0668
August	1.0652	1.0516	1.0583
September	1.0630	1.0496	1.0574
October	1.0714	1.0572	1.0619
November	1.0619	1.0550	1.0577
December	1.0635	1.0530	1.0575