2015 JMD to SBD Historical Review

YEARLY HIGH

0.0691 SBD

YEARLY LOW

0.0655 SBD

YEARLY AVERAGE

0.0673 SBD

2015 JMD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JMD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 0.0691. Conversely, the yearly low was recorded on January 20, dropping to 0.0655.

This high-to-low spread represents a total annual volatility of 0.0036 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0662 to the December average rate of 0.0676, the exchange rate registered a net change of 2.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0691 was up 1.03% compared to the 2014 peak of 0.0683, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 345 SBD

2014 Average 330 SBD

Yearly Trough Low 327 SBD

Transaction Impact: A difference of 18.00 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0683

0.0660

JanuMarcMayJulySeptNove

JMD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0671, compared to 0.0675 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0671

H2 Avg (Jul–Dec) 0.0675

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.0022 SBD (High: 0.0682 / Low: 0.0660). On the other end, September was the most stable month, with a tight range of 0.0005 SBD (High: 0.0677 / Low: 0.0672).

November Spread (Volatile) ±0.0022

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.0681) against the same month in 2014 (average: 0.0643), the exchange rate shifted by +0.0038 (+5.94%).

2015 Avg (August) 0.0681

2014 Avg (August) 0.0643

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0670	0.0655	0.0662
February	0.0678	0.0658	0.0668
March	0.0681	0.0660	0.0674
April	0.0682	0.0668	0.0677
May	0.0673	0.0661	0.0668
June	0.0684	0.0670	0.0679
July	0.0690	0.0676	0.0681
August	0.0691	0.0678	0.0681
September	0.0677	0.0672	0.0674
October	0.0677	0.0658	0.0668
November	0.0682	0.0660	0.0668
December	0.0683	0.0671	0.0676