2020 JMD to SBD Historical Review

YEARLY HIGH

0.0634 SBD

YEARLY LOW

0.0543 SBD

YEARLY AVERAGE

0.0581 SBD

2020 JMD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0634. Conversely, the yearly low was recorded on November 23, dropping to 0.0543.

This high-to-low spread represents a total annual volatility of 0.0091 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0616 to the December average rate of 0.0560, the exchange rate registered a net change of -9.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0634 was down 3.08% compared to the 2019 peak of 0.0654, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 317 SBD

2019 Average 307 SBD

Yearly Trough Low 271 SBD

Transaction Impact: A difference of 45.46 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0622

0.0543

JanuMarcMayJulySeptNove

JMD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0599, compared to 0.0563 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.0599

H2 Avg (Jul–Dec) 0.0563

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0043 SBD (High: 0.0634 / Low: 0.0591). On the other end, August was the most stable month, with a tight range of 0.0012 SBD (High: 0.0561 / Low: 0.0549).

January Spread (Volatile) ±0.0043

August Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0028 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0616) against the same month in 2019 (average: 0.0624), the exchange rate shifted by -0.0008 (-1.28%).

2020 Avg (January) 0.0616

2019 Avg (January) 0.0624

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0634	0.0591	0.0616
February	0.0602	0.0582	0.0590
March	0.0629	0.0602	0.0612
April	0.0619	0.0586	0.0605
May	0.0590	0.0567	0.0577
June	0.0599	0.0583	0.0592
July	0.0602	0.0560	0.0581
August	0.0561	0.0549	0.0554
September	0.0577	0.0558	0.0569
October	0.0577	0.0554	0.0562
November	0.0558	0.0543	0.0549
December	0.0563	0.0549	0.0560