2020 JOD to BIF Historical Review

YEARLY HIGH

2747.4234 BIF

YEARLY LOW

2643.4651 BIF

YEARLY AVERAGE

2700.0344 BIF

2020 JOD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JOD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 2747.4234. Conversely, the yearly low was recorded on March 29, dropping to 2643.4651.

This high-to-low spread represents a total annual volatility of 103.9583 BIF. From a start-to-finish perspective, comparing the January average rate of 2658.3391 to the December average rate of 2740.0456, the exchange rate registered a net change of 3.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2747.4234 was up 3.38% compared to the 2019 peak of 2657.5497, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 13,737,117 BIF

2019 Average 12,988,797 BIF

Yearly Trough Low 13,217,326 BIF

Transaction Impact: A difference of 519,791.51 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2748.2162

2650.1684

JanuMarcMayJulySeptNove

JOD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2673.0200, compared to 2727.0489 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 54.0289 points.

H1 Avg (Jan–Jun) 2673.0200

H2 Avg (Jul–Dec) 2727.0489

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 40.6711 BIF (High: 2691.1142 / Low: 2650.4431). On the other end, December was the most stable month, with a tight range of 10.5903 BIF (High: 2747.4234 / Low: 2736.8332).

April Spread (Volatile) ±40.6711

December Spread (Stable) ±10.5903

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2740.0456) against the same month in 2019 (average: 2647.4927), the exchange rate shifted by +92.5529 (+3.50%).

2020 Avg (December) 2740.0456

2019 Avg (December) 2647.4927

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2669.0191	2650.0099	2658.3391
February	2669.0191	2656.2014	2663.1744
March	2681.7786	2643.4651	2667.8537
April	2691.1142	2650.4431	2674.2331
May	2695.3456	2665.2125	2684.5040
June	2708.5124	2679.6926	2690.0159
July	2721.0069	2693.9351	2713.9322
August	2727.4536	2712.3734	2720.1019
September	2730.6065	2719.3230	2724.1941
October	2736.2482	2723.3556	2728.9787
November	2740.4795	2728.7450	2735.0408
December	2747.4234	2736.8332	2740.0456