2021 JOD to BIF Historical Review

YEARLY HIGH

2830.9842 BIF

YEARLY LOW

2737.2217 BIF

YEARLY AVERAGE

2784.7394 BIF

2021 JOD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JOD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 2830.9842. Conversely, the yearly low was recorded on January 30, dropping to 2737.2217.

This high-to-low spread represents a total annual volatility of 93.7625 BIF. From a start-to-finish perspective, comparing the January average rate of 2745.8412 to the December average rate of 2817.6046, the exchange rate registered a net change of 2.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2830.9842 was up 3.04% compared to the 2020 peak of 2747.4234, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 14,154,921 BIF

2020 Average 13,500,860 BIF

Yearly Trough Low 13,686,108 BIF

Transaction Impact: A difference of 468,812.46 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2824.7809

2738.6648

JanuMarcMayJulySeptNove

JOD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2763.1684, compared to 2806.3104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 43.1420 points.

H1 Avg (Jan–Jun) 2763.1684

H2 Avg (Jul–Dec) 2806.3104

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 36.6817 BIF (High: 2776.4457 / Low: 2739.7640). On the other end, November was the most stable month, with a tight range of 11.7110 BIF (High: 2818.0536 / Low: 2806.3426).

April Spread (Volatile) ±36.6817

November Spread (Stable) ±11.7110

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.0653 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -2.0653

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 2817.6046) against the same month in 2020 (average: 2740.0456), the exchange rate shifted by +77.5590 (+2.83%).

2021 Avg (December) 2817.6046

2020 Avg (December) 2740.0456

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2764.4570	2737.2217	2745.8412
February	2768.6009	2738.7379	2751.7329
March	2771.5092	2741.8583	2757.7449
April	2776.4457	2739.7640	2755.6796
May	2788.9347	2754.8448	2777.2913
June	2799.7179	2785.6135	2790.7203
July	2802.5388	2787.5043	2795.3252
August	2806.1516	2794.4056	2798.0983
September	2813.8223	2799.5315	2805.0779
October	2822.2849	2799.3722	2810.1716
November	2818.0536	2806.3426	2811.5845
December	2830.9842	2803.3879	2817.6046