2012 JOD to GHS Historical Review

YEARLY HIGH

2.7746 GHS

YEARLY LOW

2.3082 GHS

YEARLY AVERAGE

2.6112 GHS

2012 JOD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JOD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 2.7746. Conversely, the yearly low was recorded on January 2, dropping to 2.3082.

This high-to-low spread represents a total annual volatility of 0.4664 GHS. From a start-to-finish perspective, comparing the January average rate of 2.3842 to the December average rate of 2.6718, the exchange rate registered a net change of 12.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.7746 was up 18.06% compared to the 2011 peak of 2.3503, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 13,873 GHS

2011 Average 10,897 GHS

Yearly Trough Low 11,541 GHS

Transaction Impact: A difference of 2,332.14 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.7930

2.3471

JanuMarcMayJulySeptNove

JOD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5216, compared to 2.7008 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1791 points.

H1 Avg (Jan–Jun) 2.5216

H2 Avg (Jul–Dec) 2.7008

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1556 GHS (High: 2.4638 / Low: 2.3082). On the other end, July was the most stable month, with a tight range of 0.0347 GHS (High: 2.7708 / Low: 2.7361).

January Spread (Volatile) ±0.1556

July Spread (Stable) ±0.0347

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0531 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0531

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 2.7483) against the same month in 2011 (average: 2.1519), the exchange rate shifted by +0.5964 (+27.71%).

2012 Avg (August) 2.7483

2011 Avg (August) 2.1519

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4638	2.3082	2.3842
February	2.4438	2.3703	2.3862
March	2.5132	2.3710	2.4525
April	2.6162	2.5017	2.5475
May	2.6871	2.6032	2.6550
June	2.7416	2.6544	2.7043
July	2.7708	2.7361	2.7558
August	2.7746	2.7264	2.7483
September	2.7361	2.6626	2.6952
October	2.6952	2.6473	2.6667
November	2.6945	2.6511	2.6669
December	2.6927	2.6491	2.6718