2013 JOD to GHS Historical Review

YEARLY HIGH

3.3550 GHS

YEARLY LOW

2.6454 GHS

YEARLY AVERAGE

2.9163 GHS

2013 JOD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the JOD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 3.3550. Conversely, the yearly low was recorded on January 10, dropping to 2.6454.

This high-to-low spread represents a total annual volatility of 0.7096 GHS. From a start-to-finish perspective, comparing the January average rate of 2.6812 to the December average rate of 3.2850, the exchange rate registered a net change of 22.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.3550 was up 20.92% compared to the 2012 peak of 2.7746, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 16,775 GHS

2012 Average 13,060 GHS

Yearly Trough Low 13,227 GHS

Transaction Impact: A difference of 3,547.92 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.3454

2.6208

JanuMarcMayJulySeptNove

JOD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7498, compared to 3.0829 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3331 points.

H1 Avg (Jan–Jun) 2.7498

H2 Avg (Jul–Dec) 3.0829

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.1401 GHS (High: 3.3550 / Low: 3.2149). On the other end, February was the most stable month, with a tight range of 0.0511 GHS (High: 2.7244 / Low: 2.6733).

December Spread (Volatile) ±0.1401

February Spread (Stable) ±0.0511

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 3.2850) against the same month in 2012 (average: 2.6718), the exchange rate shifted by +0.6133 (+22.95%).

2013 Avg (December) 3.2850

2012 Avg (December) 2.6718

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7016	2.6454	2.6812
February	2.7244	2.6733	2.6940
March	2.7534	2.6929	2.7266
April	2.7841	2.7264	2.7547
May	2.8261	2.7652	2.8069
June	2.8717	2.8076	2.8352
July	2.9497	2.8467	2.8957
August	3.0388	2.9190	2.9839
September	3.0786	3.0254	3.0636
October	3.1259	3.0704	3.0909
November	3.2130	3.1283	3.1781
December	3.3550	3.2149	3.2850