YEARLY HIGH
10.2634 HRK
YEARLY LOW
8.9623 HRK
YEARLY AVERAGE
9.6791 HRK

2015 JOD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JOD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 10.2634. Conversely, the yearly low was recorded on January 1, dropping to 8.9623.

This high-to-low spread represents a total annual volatility of 1.3011 HRK. From a start-to-finish perspective, comparing the January average rate of 9.3241 to the December average rate of 9.8826, the exchange rate registered a net change of 5.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 10.2634 was up 14.78% compared to the 2014 peak of 8.9414, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 51,317 HRK
2014 Average 40,647 HRK
Yearly Trough Low 44,812 HRK
Transaction Impact: A difference of 6,505.40 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

10.0514
9.2580
JanuMarcMayJulySeptNove

JOD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.6425, compared to 9.7158 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0733 points.

H1 Avg (Jan–Jun) 9.6425
H2 Avg (Jul–Dec) 9.7158

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.7390 HRK (High: 9.7014 / Low: 8.9623). On the other end, February was the most stable month, with a tight range of 0.1954 HRK (High: 9.6710 / Low: 9.4756).

January Spread (Volatile) ±0.7390
February Spread (Stable) ±0.1954

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3679 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3679

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 9.9614) against the same month in 2014 (average: 7.8293), the exchange rate shifted by +2.1321 (+27.23%).

2015 Avg (March) 9.9614
2014 Avg (March) 7.8293

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.7014 8.9623 9.3241
February 9.6710 9.4756 9.5707
March 10.2634 9.6611 9.9614
April 10.1010 9.5661 9.9229
May 9.8031 9.2839 9.5550
June 9.7695 9.4096 9.5206
July 9.8971 9.6004 9.7278
August 9.8159 9.2369 9.5828
September 9.6492 9.3991 9.5271
October 9.7908 9.3946 9.5891
November 10.1738 9.7195 9.9852
December 10.1462 9.7834 9.8826