2016 JOD to HRK Historical Review

YEARLY HIGH

10.2404 HRK

YEARLY LOW

9.2081 HRK

YEARLY AVERAGE

9.6072 HRK

2016 JOD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the JOD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 10.2404. Conversely, the yearly low was recorded on May 4, dropping to 9.2081.

This high-to-low spread represents a total annual volatility of 1.0323 HRK. From a start-to-finish perspective, comparing the January average rate of 9.9363 to the December average rate of 10.0972, the exchange rate registered a net change of 1.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 10.2404 was down 0.22% compared to the 2015 peak of 10.2634, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 51,202 HRK

2015 Average 48,397 HRK

Yearly Trough Low 46,040 HRK

Transaction Impact: A difference of 5,161.49 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

10.1738

9.2541

JanuMarcMayJulySeptNove

JOD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.5597, compared to 9.6547 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0950 points.

H1 Avg (Jan–Jun) 9.5597

H2 Avg (Jul–Dec) 9.6547

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.5475 HRK (High: 9.8771 / Low: 9.3296). On the other end, September was the most stable month, with a tight range of 0.1064 HRK (High: 9.4869 / Low: 9.3805).

March Spread (Volatile) ±0.5475

September Spread (Stable) ±0.1064

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2464 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2464

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 10.0972) against the same month in 2015 (average: 9.8826), the exchange rate shifted by +0.2146 (+2.17%).

2016 Avg (December) 10.0972

2015 Avg (December) 9.8826

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.0341	9.8586	9.9363
February	9.9400	9.5359	9.7055
March	9.8771	9.3296	9.5772
April	9.4111	9.2626	9.3307
May	9.5274	9.2081	9.3665
June	9.6275	9.3106	9.4418
July	9.6122	9.4519	9.5482
August	9.5174	9.3199	9.4224
September	9.4869	9.3805	9.4347
October	9.7474	9.4262	9.5955
November	10.0581	9.5222	9.8302
December	10.2404	9.8862	10.0972