2014 JOD to PEN Historical Review

YEARLY HIGH

4.2229 PEN

YEARLY LOW

3.9019 PEN

YEARLY AVERAGE

4.0096 PEN

2014 JOD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JOD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.2229. Conversely, the yearly low was recorded on May 31, dropping to 3.9019.

This high-to-low spread represents a total annual volatility of 0.3210 PEN. From a start-to-finish perspective, comparing the January average rate of 3.9740 to the December average rate of 4.1835, the exchange rate registered a net change of 5.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.2229 was up 6.03% compared to the 2013 peak of 3.9826, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 21,115 PEN

2013 Average 19,083 PEN

Yearly Trough Low 19,510 PEN

Transaction Impact: A difference of 1,605.03 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.2086

3.9077

JanuMarcMayJulySeptNove

JOD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9574, compared to 4.0619 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1045 points.

H1 Avg (Jan–Jun) 3.9574

H2 Avg (Jul–Dec) 4.0619

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0850 PEN (High: 4.2229 / Low: 4.1380). On the other end, July was the most stable month, with a tight range of 0.0320 PEN (High: 3.9478 / Low: 3.9158).

December Spread (Volatile) ±0.0850

July Spread (Stable) ±0.0320

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0251 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0251

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 4.1835) against the same month in 2013 (average: 3.9371), the exchange rate shifted by +0.2464 (+6.26%).

2014 Avg (December) 4.1835

2013 Avg (December) 3.9371

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.9952	3.9516	3.9740
February	4.0014	3.9581	3.9780
March	3.9864	3.9508	3.9677
April	3.9724	3.9154	3.9425
May	3.9650	3.9019	3.9393
June	3.9602	3.9042	3.9430
July	3.9478	3.9158	3.9328
August	4.0222	3.9460	3.9761
September	4.0842	4.0231	4.0445
October	4.1315	4.0700	4.0977
November	4.1541	4.1211	4.1365
December	4.2229	4.1380	4.1835