2015 JOD to PEN Historical Review

YEARLY HIGH

4.8137 PEN

YEARLY LOW

4.1978 PEN

YEARLY AVERAGE

4.4903 PEN

2015 JOD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JOD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 4.8137. Conversely, the yearly low was recorded on January 4, dropping to 4.1978.

This high-to-low spread represents a total annual volatility of 0.6158 PEN. From a start-to-finish perspective, comparing the January average rate of 4.2371 to the December average rate of 4.7629, the exchange rate registered a net change of 12.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.8137 was up 13.99% compared to the 2014 peak of 4.2229, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 24,068 PEN

2014 Average 20,049 PEN

Yearly Trough Low 20,989 PEN

Transaction Impact: A difference of 3,079.22 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.8155

4.1845

JanuMarcMayJulySeptNove

JOD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3741, compared to 4.6065 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2324 points.

H1 Avg (Jan–Jun) 4.3741

H2 Avg (Jul–Dec) 4.6065

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1471 PEN (High: 4.6469 / Low: 4.4999). On the other end, July was the most stable month, with a tight range of 0.0284 PEN (High: 4.5043 / Low: 4.4760).

August Spread (Volatile) ±0.1471

July Spread (Stable) ±0.0284

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0304 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0304

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 4.7629) against the same month in 2014 (average: 4.1835), the exchange rate shifted by +0.5794 (+13.85%).

2015 Avg (December) 4.7629

2014 Avg (December) 4.1835

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.3114	4.1978	4.2371
February	4.3748	4.2996	4.3395
March	4.3834	4.3401	4.3660
April	4.4272	4.3646	4.3998
May	4.4567	4.4005	4.4401
June	4.4905	4.4371	4.4621
July	4.5043	4.4760	4.4890
August	4.6469	4.4999	4.5677
September	4.5886	4.4938	4.5373
October	4.6401	4.5365	4.5802
November	4.7576	4.6302	4.7017
December	4.8137	4.7136	4.7629