2012 KES to HRK Historical Review

YEARLY HIGH

0.0736 HRK

YEARLY LOW

0.0661 HRK

YEARLY AVERAGE

0.0693 HRK

2012 KES to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the KES to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0736. Conversely, the yearly low was recorded on December 19, dropping to 0.0661.

This high-to-low spread represents a total annual volatility of 0.0075 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0680 to the December average rate of 0.0668, the exchange rate registered a net change of -1.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0736 was up 4.30% compared to the 2011 peak of 0.0706, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 368 HRK

2011 Average 303 HRK

Yearly Trough Low 330 HRK

Transaction Impact: A difference of 37.57 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0731

0.0662

JanuMarcMayJulySeptNove

KES to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0692, compared to 0.0693 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0692

H2 Avg (Jul–Dec) 0.0693

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0038 HRK (High: 0.0705 / Low: 0.0667). On the other end, October was the most stable month, with a tight range of 0.0011 HRK (High: 0.0685 / Low: 0.0675).

September Spread (Volatile) ±0.0038

October Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0036 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0725) against the same month in 2011 (average: 0.0578), the exchange rate shifted by +0.0147 (+25.39%).

2012 Avg (July) 0.0725

2011 Avg (July) 0.0578

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0688	0.0675	0.0680
February	0.0702	0.0678	0.0690
March	0.0703	0.0678	0.0689
April	0.0690	0.0677	0.0685
May	0.0711	0.0681	0.0699
June	0.0719	0.0704	0.0711
July	0.0736	0.0707	0.0725
August	0.0727	0.0704	0.0718
September	0.0705	0.0667	0.0682
October	0.0685	0.0675	0.0680
November	0.0694	0.0676	0.0687
December	0.0677	0.0661	0.0668