2014 KES to HRK Historical Review

YEARLY HIGH

0.0698 HRK

YEARLY LOW

0.0626 HRK

YEARLY AVERAGE

0.0654 HRK

2014 KES to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the KES to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0698. Conversely, the yearly low was recorded on May 6, dropping to 0.0626.

This high-to-low spread represents a total annual volatility of 0.0072 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0650 to the December average rate of 0.0689, the exchange rate registered a net change of 6.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0698 was down 0.76% compared to the 2013 peak of 0.0704, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 349 HRK

2013 Average 331 HRK

Yearly Trough Low 313 HRK

Transaction Impact: A difference of 36.06 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0694

0.0627

JanuMarcMayJulySeptNove

KES to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0641, compared to 0.0668 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.0641

H2 Avg (Jul–Dec) 0.0668

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0025 HRK (High: 0.0678 / Low: 0.0653). On the other end, June was the most stable month, with a tight range of 0.0006 HRK (High: 0.0638 / Low: 0.0632).

September Spread (Volatile) ±0.0025

June Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0010 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0689) against the same month in 2013 (average: 0.0646), the exchange rate shifted by +0.0043 (+6.65%).

2014 Avg (December) 0.0689

2013 Avg (December) 0.0646

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0657	0.0641	0.0650
February	0.0656	0.0643	0.0650
March	0.0644	0.0635	0.0640
April	0.0644	0.0631	0.0636
May	0.0636	0.0626	0.0633
June	0.0638	0.0632	0.0636
July	0.0650	0.0631	0.0641
August	0.0656	0.0646	0.0650
September	0.0678	0.0653	0.0666
October	0.0684	0.0671	0.0677
November	0.0687	0.0679	0.0684
December	0.0698	0.0677	0.0689