2020 KES to SGD Historical Review

YEARLY HIGH

0.0139 SGD

YEARLY LOW

0.0119 SGD

YEARLY AVERAGE

0.0130 SGD

2020 KES to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KES to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 0.0139. Conversely, the yearly low was recorded on December 17, dropping to 0.0119.

This high-to-low spread represents a total annual volatility of 0.0020 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0134 to the December average rate of 0.0121, the exchange rate registered a net change of -9.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0139 was up 1.49% compared to the 2019 peak of 0.0137, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 69 SGD

2019 Average 67 SGD

Yearly Trough Low 59 SGD

Transaction Impact: A difference of 9.85 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0139

0.0119

JanuMarcMayJulySeptNove

KES to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0134, compared to 0.0125 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0134

H2 Avg (Jul–Dec) 0.0125

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0005 SGD (High: 0.0136 / Low: 0.0132). On the other end, October was the most stable month, with a tight range of 0.0001 SGD (High: 0.0126 / Low: 0.0125).

April Spread (Volatile) ±0.0005

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0138) against the same month in 2019 (average: 0.0135), the exchange rate shifted by +0.0003 (+2.00%).

2020 Avg (February) 0.0138

2019 Avg (February) 0.0135

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0136	0.0132	0.0134
February	0.0139	0.0136	0.0138
March	0.0139	0.0134	0.0136
April	0.0136	0.0132	0.0134
May	0.0134	0.0132	0.0133
June	0.0132	0.0130	0.0131
July	0.0131	0.0127	0.0129
August	0.0128	0.0126	0.0127
September	0.0127	0.0125	0.0126
October	0.0126	0.0125	0.0125
November	0.0126	0.0122	0.0123
December	0.0122	0.0119	0.0121