2021 KES to SGD Historical Review

YEARLY HIGH

0.0126 SGD

YEARLY LOW

0.0119 SGD

YEARLY AVERAGE

0.0123 SGD

2021 KES to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KES to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0126. Conversely, the yearly low was recorded on December 31, dropping to 0.0119.

This high-to-low spread represents a total annual volatility of 0.0007 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0121 to the December average rate of 0.0121, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0126 was down 8.84% compared to the 2020 peak of 0.0139, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 63 SGD

2020 Average 65 SGD

Yearly Trough Low 60 SGD

Transaction Impact: A difference of 3.56 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0126

0.0120

JanuMarcMayJulySeptNove

KES to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0123, compared to 0.0123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0123

H2 Avg (Jul–Dec) 0.0123

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0003 SGD (High: 0.0125 / Low: 0.0122). On the other end, November was the most stable month, with a tight range of 0.0001 SGD (High: 0.0122 / Low: 0.0121).

April Spread (Volatile) ±0.0003

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0002 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.0125) against the same month in 2020 (average: 0.0129), the exchange rate shifted by -0.0004 (-3.12%).

2021 Avg (July) 0.0125

2020 Avg (July) 0.0129

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0121	0.0120	0.0121
February	0.0122	0.0120	0.0121
March	0.0123	0.0121	0.0122
April	0.0125	0.0122	0.0124
May	0.0125	0.0123	0.0124
June	0.0125	0.0123	0.0124
July	0.0126	0.0125	0.0125
August	0.0125	0.0122	0.0124
September	0.0123	0.0122	0.0122
October	0.0123	0.0121	0.0122
November	0.0122	0.0121	0.0121
December	0.0122	0.0119	0.0121