2020 KMF to GHS Historical Review

YEARLY HIGH

0.0147 GHS

YEARLY LOW

0.0003 GHS

YEARLY AVERAGE

0.0133 GHS

2020 KMF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KMF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0147. Conversely, the yearly low was recorded on December 15, dropping to 0.0003.

This high-to-low spread represents a total annual volatility of 0.0144 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0127 to the December average rate of 0.0140, the exchange rate registered a net change of 10.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0147 was down 55.38% compared to the 2019 peak of 0.0329, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 73 GHS

2019 Average 61 GHS

Yearly Trough Low 1 GHS

Transaction Impact: A difference of 72.00 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0143

0.0117

JanuMarcMayJulySeptNove

KMF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0127, compared to 0.0139 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0127

H2 Avg (Jul–Dec) 0.0139

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0144 GHS (High: 0.0147 / Low: 0.0003). On the other end, October was the most stable month, with a tight range of 0.0002 GHS (High: 0.0140 / Low: 0.0138).

December Spread (Volatile) ±0.0144

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0008 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0140) against the same month in 2019 (average: 0.0128), the exchange rate shifted by +0.0012 (+9.33%).

2020 Avg (December) 0.0140

2019 Avg (December) 0.0128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0129	0.0124	0.0127
February	0.0124	0.0117	0.0119
March	0.0129	0.0121	0.0125
April	0.0129	0.0126	0.0127
May	0.0130	0.0126	0.0128
June	0.0134	0.0130	0.0132
July	0.0138	0.0132	0.0134
August	0.0140	0.0137	0.0139
September	0.0140	0.0137	0.0138
October	0.0140	0.0138	0.0139
November	0.0142	0.0138	0.0140
December	0.0147	0.0003	0.0140