2020 KWD to SAR Historical Review

YEARLY HIGH

12.3821 SAR

YEARLY LOW

11.9050 SAR

YEARLY AVERAGE

12.2337 SAR

2020 KWD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KWD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 12.3821. Conversely, the yearly low was recorded on March 25, dropping to 11.9050.

This high-to-low spread represents a total annual volatility of 0.4771 SAR. From a start-to-finish perspective, comparing the January average rate of 12.3612 to the December average rate of 12.3055, the exchange rate registered a net change of -0.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.3821 was down 0.14% compared to the 2019 peak of 12.4001, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 61,911 SAR

2019 Average 61,716 SAR

Yearly Trough Low 59,525 SAR

Transaction Impact: A difference of 2,385.72 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.3891

12.0541

JanuMarcMayJulySeptNove

KWD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.2051, compared to 12.2623 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0571 points.

H1 Avg (Jan–Jun) 12.2051

H2 Avg (Jul–Dec) 12.2623

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4001 SAR (High: 12.3051 / Low: 11.9050). On the other end, June was the most stable month, with a tight range of 0.0245 SAR (High: 12.2043 / Low: 12.1798).

March Spread (Volatile) ±0.4001

June Spread (Stable) ±0.0245

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1514 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1514

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 12.3612) against the same month in 2019 (average: 12.3713), the exchange rate shifted by -0.0101 (-0.08%).

2020 Avg (January) 12.3612

2019 Avg (January) 12.3713

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.3821	12.3418	12.3612
February	12.3470	12.2376	12.2958
March	12.3051	11.9050	12.1444
April	12.1509	12.0193	12.0820
May	12.1877	12.1402	12.1585
June	12.2043	12.1798	12.1887
July	12.2791	12.1807	12.2088
August	12.2845	12.2526	12.2676
September	12.2873	12.2393	12.2597
October	12.2774	12.2417	12.2610
November	12.2814	12.2461	12.2710
December	12.3396	12.2805	12.3055