2021 KWD to SAR Historical Review

YEARLY HIGH

12.4958 SAR

YEARLY LOW

12.3333 SAR

YEARLY AVERAGE

12.4309 SAR

2021 KWD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KWD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 12.4958. Conversely, the yearly low was recorded on January 2, dropping to 12.3333.

This high-to-low spread represents a total annual volatility of 0.1626 SAR. From a start-to-finish perspective, comparing the January average rate of 12.3716 to the December average rate of 12.3950, the exchange rate registered a net change of 0.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.4958 was up 0.92% compared to the 2020 peak of 12.3821, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KWD based on timing:

Yearly Peak High 62,479 SAR

2020 Average 61,169 SAR

Yearly Trough Low 61,666 SAR

Transaction Impact: A difference of 812.93 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

12.4786

12.3619

JanuMarcMayJulySeptNove

KWD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.4216, compared to 12.4402 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0186 points.

H1 Avg (Jan–Jun) 12.4216

H2 Avg (Jul–Dec) 12.4402

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0703 SAR (High: 12.4035 / Low: 12.3333). On the other end, October was the most stable month, with a tight range of 0.0178 SAR (High: 12.4445 / Low: 12.4268).

January Spread (Volatile) ±0.0703

October Spread (Stable) ±0.0178

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0317 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0317

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 12.4638) against the same month in 2020 (average: 12.1585), the exchange rate shifted by +0.3053 (+2.51%).

2021 Avg (May) 12.4638

2020 Avg (May) 12.1585

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.4035	12.3333	12.3716
February	12.4079	12.3770	12.3920
March	12.4238	12.3779	12.4040
April	12.4713	12.4054	12.4385
May	12.4958	12.4431	12.4638
June	12.4773	12.4440	12.4597
July	12.4784	12.4484	12.4657
August	12.4933	12.4503	12.4689
September	12.4814	12.4345	12.4673
October	12.4445	12.4268	12.4355
November	12.4360	12.3838	12.4086
December	12.4131	12.3654	12.3950