2020 LBP to HRK Historical Review

YEARLY HIGH

0.0079 HRK

YEARLY LOW

0.0040 HRK

YEARLY AVERAGE

0.0044 HRK

2020 LBP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LBP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 0.0079. Conversely, the yearly low was recorded on June 21, dropping to 0.0040.

This high-to-low spread represents a total annual volatility of 0.0039 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0044 to the December average rate of 0.0041, the exchange rate registered a net change of -7.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0079 was up 75.69% compared to the 2019 peak of 0.0045, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LBP based on timing:

Yearly Peak High 40 HRK

2019 Average 22 HRK

Yearly Trough Low 20 HRK

Transaction Impact: A difference of 19.28 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0047

0.0040

JanuMarcMayJulySeptNove

LBP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0045, compared to 0.0042 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0045

H2 Avg (Jul–Dec) 0.0042

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0037 HRK (High: 0.0079 / Low: 0.0042). On the other end, August was the most stable month, with a tight range of 0.0001 HRK (High: 0.0042 / Low: 0.0042).

July Spread (Volatile) ±0.0037

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0045) against the same month in 2019 (average: 0.0044), the exchange rate shifted by +0.0001 (+2.15%).

2020 Avg (July) 0.0045

2019 Avg (July) 0.0044

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0045	0.0043	0.0044
February	0.0046	0.0044	0.0045
March	0.0074	0.0044	0.0046
April	0.0047	0.0046	0.0046
May	0.0046	0.0045	0.0046
June	0.0045	0.0040	0.0044
July	0.0079	0.0042	0.0045
August	0.0042	0.0042	0.0042
September	0.0043	0.0042	0.0042
October	0.0043	0.0042	0.0043
November	0.0043	0.0042	0.0042
December	0.0041	0.0041	0.0041