2022 LBP to HRK Historical Review

YEARLY HIGH

0.0052 HRK

YEARLY LOW

0.0043 HRK

YEARLY AVERAGE

0.0047 HRK

2022 LBP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the LBP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 0.0052. Conversely, the yearly low was recorded on February 7, dropping to 0.0043.

This high-to-low spread represents a total annual volatility of 0.0008 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0044 to the December average rate of 0.0047, the exchange rate registered a net change of 6.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0052 was up 16.16% compared to the 2021 peak of 0.0044, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LBP based on timing:

Yearly Peak High 26 HRK

2021 Average 21 HRK

Yearly Trough Low 22 HRK

Transaction Impact: A difference of 4.14 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0051

0.0043

JanuMarcMayJulySeptNove

LBP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0046, compared to 0.0049 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0046

H2 Avg (Jul–Dec) 0.0049

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0003 HRK (High: 0.0051 / Low: 0.0048). On the other end, March was the most stable month, with a tight range of 0.0001 HRK (High: 0.0046 / Low: 0.0045).

November Spread (Volatile) ±0.0003

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between February and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0002 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0050) against the same month in 2021 (average: 0.0042), the exchange rate shifted by +0.0008 (+19.77%).

2022 Avg (September) 0.0050

2021 Avg (September) 0.0042

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0045	0.0043	0.0044
February	0.0045	0.0043	0.0044
March	0.0046	0.0045	0.0045
April	0.0047	0.0045	0.0046
May	0.0048	0.0046	0.0047
June	0.0048	0.0046	0.0047
July	0.0050	0.0048	0.0049
August	0.0050	0.0048	0.0049
September	0.0052	0.0049	0.0050
October	0.0051	0.0049	0.0050
November	0.0051	0.0048	0.0049
December	0.0048	0.0046	0.0047