YEARLY HIGH
10.5500 BIF
YEARLY LOW
9.7779 BIF
YEARLY AVERAGE
10.3256 BIF

2020 LKR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LKR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 13, valuing the pair at 10.5500. Conversely, the yearly low was recorded on April 6, dropping to 9.7779.

This high-to-low spread represents a total annual volatility of 0.7721 BIF. From a start-to-finish perspective, comparing the January average rate of 10.3878 to the December average rate of 10.3789, the exchange rate registered a net change of -0.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 10.5500 was up 0.03% compared to the 2019 peak of 10.5464, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LKR based on timing:

Yearly Peak High 52,750 BIF
2019 Average 51,554 BIF
Yearly Trough Low 48,890 BIF
Transaction Impact: A difference of 3,860.49 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.5529
9.8335
JanuMarcMayJulySeptNove

LKR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.2212, compared to 10.4300 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2088 points.

H1 Avg (Jan–Jun) 10.2212
H2 Avg (Jul–Dec) 10.4300

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4063 BIF (High: 10.4019 / Low: 9.9957). On the other end, February was the most stable month, with a tight range of 0.0495 BIF (High: 10.4227 / Low: 10.3733).

March Spread (Volatile) ±0.4063
February Spread (Stable) ±0.0495

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3436 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.3436

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 10.4264) against the same month in 2019 (average: 10.3788), the exchange rate shifted by +0.0475 (+0.46%).

2020 Avg (August) 10.4264
2019 Avg (August) 10.3788

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.4227 10.3213 10.3878
February 10.4227 10.3733 10.3976
March 10.4019 9.9957 10.2370
April 10.0059 9.7779 9.8935
May 10.2488 9.9844 10.1530
June 10.3112 10.1949 10.2581
July 10.3806 10.2772 10.3552
August 10.5500 10.3586 10.4264
September 10.4929 10.3796 10.4385
October 10.5266 10.4450 10.4930
November 10.5207 10.4367 10.4881
December 10.4873 10.2094 10.3789