2020 LRD to NPR Historical Review

YEARLY HIGH

0.7642 NPR

YEARLY LOW

0.5769 NPR

YEARLY AVERAGE

0.6214 NPR

2020 LRD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.7642. Conversely, the yearly low was recorded on February 27, dropping to 0.5769.

This high-to-low spread represents a total annual volatility of 0.1872 NPR. From a start-to-finish perspective, comparing the January average rate of 0.5954 to the December average rate of 0.7306, the exchange rate registered a net change of 22.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7642 was up 6.95% compared to the 2019 peak of 0.7145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 3,821 NPR

2019 Average 3,053 NPR

Yearly Trough Low 2,885 NPR

Transaction Impact: A difference of 936.18 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7455

0.5668

JanuMarcMayJulySeptNove

LRD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6019, compared to 0.6408 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0389 points.

H1 Avg (Jan–Jun) 0.6019

H2 Avg (Jul–Dec) 0.6408

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.1124 NPR (High: 0.7642 / Low: 0.6517). On the other end, June was the most stable month, with a tight range of 0.0069 NPR (High: 0.6118 / Low: 0.6050).

November Spread (Volatile) ±0.1124

June Spread (Stable) ±0.0069

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0137 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0137

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.7179) against the same month in 2019 (average: 0.5697), the exchange rate shifted by +0.1482 (+26.00%).

2020 Avg (November) 0.7179

2019 Avg (November) 0.5697

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6120	0.5845	0.5954
February	0.5850	0.5769	0.5817
March	0.6181	0.5844	0.6013
April	0.6213	0.6090	0.6150
May	0.6128	0.6022	0.6096
June	0.6118	0.6050	0.6087
July	0.6073	0.5982	0.6016
August	0.6029	0.5884	0.5985
September	0.5933	0.5832	0.5899
October	0.6517	0.5899	0.6063
November	0.7642	0.6517	0.7179
December	0.7479	0.7117	0.7306