2021 LRD to NPR Historical Review

YEARLY HIGH

0.8629 NPR

YEARLY LOW

0.6663 NPR

YEARLY AVERAGE

0.7144 NPR

2021 LRD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.8629. Conversely, the yearly low was recorded on March 23, dropping to 0.6663.

This high-to-low spread represents a total annual volatility of 0.1965 NPR. From a start-to-finish perspective, comparing the January average rate of 0.6953 to the December average rate of 0.8454, the exchange rate registered a net change of 21.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8629 was up 12.92% compared to the 2020 peak of 0.7642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 4,314 NPR

2020 Average 3,107 NPR

Yearly Trough Low 3,332 NPR

Transaction Impact: A difference of 982.70 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8629

0.6525

JanuMarcMayJulySeptNove

LRD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6827, compared to 0.7460 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0632 points.

H1 Avg (Jan–Jun) 0.6827

H2 Avg (Jul–Dec) 0.7460

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0996 NPR (High: 0.7931 / Low: 0.6936). On the other end, July was the most stable month, with a tight range of 0.0048 NPR (High: 0.6970 / Low: 0.6922).

October Spread (Volatile) ±0.0996

July Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0214 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0214

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.8454) against the same month in 2020 (average: 0.7306), the exchange rate shifted by +0.1148 (+15.71%).

2021 Avg (December) 0.8454

2020 Avg (December) 0.7306

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7154	0.6815	0.6953
February	0.6817	0.6671	0.6738
March	0.6796	0.6663	0.6700
April	0.6989	0.6756	0.6888
May	0.6923	0.6755	0.6818
June	0.6937	0.6797	0.6867
July	0.6970	0.6922	0.6944
August	0.6940	0.6787	0.6908
September	0.6943	0.6797	0.6860
October	0.7931	0.6936	0.7366
November	0.8460	0.7983	0.8226
December	0.8629	0.8199	0.8454