2020 LRD to SAR Historical Review

YEARLY HIGH

0.0241 SAR

YEARLY LOW

0.0188 SAR

YEARLY AVERAGE

0.0197 SAR

2020 LRD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 0.0241. Conversely, the yearly low was recorded on August 10, dropping to 0.0188.

This high-to-low spread represents a total annual volatility of 0.0052 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0196 to the December average rate of 0.0233, the exchange rate registered a net change of 18.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0241 was up 0.99% compared to the 2019 peak of 0.0238, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 120 SAR

2019 Average 102 SAR

Yearly Trough Low 94 SAR

Transaction Impact: A difference of 26.21 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0237

0.0184

JanuMarcMayJulySeptNove

LRD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0191, compared to 0.0203 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0191

H2 Avg (Jul–Dec) 0.0203

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0036 SAR (High: 0.0241 / Low: 0.0205). On the other end, August was the most stable month, with a tight range of 0.0000 SAR (High: 0.0188 / Low: 0.0188).

November Spread (Volatile) ±0.0036

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0227) against the same month in 2019 (average: 0.0187), the exchange rate shifted by +0.0040 (+21.26%).

2020 Avg (November) 0.0227

2019 Avg (November) 0.0187

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0200	0.0192	0.0196
February	0.0192	0.0189	0.0191
March	0.0191	0.0190	0.0190
April	0.0190	0.0190	0.0190
May	0.0190	0.0189	0.0189
June	0.0189	0.0188	0.0189
July	0.0188	0.0188	0.0188
August	0.0188	0.0188	0.0188
September	0.0189	0.0188	0.0188
October	0.0205	0.0188	0.0193
November	0.0241	0.0205	0.0227
December	0.0238	0.0228	0.0233