2021 LRD to SAR Historical Review

YEARLY HIGH

0.0265 SAR

YEARLY LOW

0.0216 SAR

YEARLY AVERAGE

0.0227 SAR

2021 LRD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.0265. Conversely, the yearly low was recorded on March 4, dropping to 0.0216.

This high-to-low spread represents a total annual volatility of 0.0049 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0223 to the December average rate of 0.0263, the exchange rate registered a net change of 18.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0265 was up 10.18% compared to the 2020 peak of 0.0241, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 133 SAR

2020 Average 98 SAR

Yearly Trough Low 108 SAR

Transaction Impact: A difference of 24.66 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0268

0.0211

JanuMarcMayJulySeptNove

LRD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0218, compared to 0.0235 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0218

H2 Avg (Jul–Dec) 0.0235

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0029 SAR (High: 0.0248 / Low: 0.0219). On the other end, July was the most stable month, with a tight range of 0.0000 SAR (High: 0.0219 / Low: 0.0218).

October Spread (Volatile) ±0.0029

July Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0263) against the same month in 2020 (average: 0.0233), the exchange rate shifted by +0.0031 (+13.13%).

2021 Avg (December) 0.0263

2020 Avg (December) 0.0233

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0228	0.0219	0.0223
February	0.0219	0.0216	0.0217
March	0.0217	0.0216	0.0216
April	0.0218	0.0217	0.0217
May	0.0219	0.0218	0.0218
June	0.0219	0.0219	0.0219
July	0.0219	0.0218	0.0219
August	0.0219	0.0218	0.0218
September	0.0219	0.0218	0.0219
October	0.0248	0.0219	0.0231
November	0.0264	0.0250	0.0259
December	0.0265	0.0259	0.0263