2020 LRD to VND Historical Review

YEARLY HIGH

148.7784 VND

YEARLY LOW

115.1034 VND

YEARLY AVERAGE

121.7682 VND

2020 LRD to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on November 20, valuing the pair at 148.7784. Conversely, the yearly low was recorded on July 30, dropping to 115.1034.

This high-to-low spread represents a total annual volatility of 33.6749 VND. From a start-to-finish perspective, comparing the January average rate of 121.0460 to the December average rate of 143.3461, the exchange rate registered a net change of 18.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 148.7784 was down 0.07% compared to the 2019 peak of 148.8769, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 743,892 VND

2019 Average 629,840 VND

Yearly Trough Low 575,517 VND

Transaction Impact: A difference of 168,374.75 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

146.0669

113.4173

JanuMarcMayJulySeptNove

LRD to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 118.2569, compared to 125.2794 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.0225 points.

H1 Avg (Jan–Jun) 118.2569

H2 Avg (Jul–Dec) 125.2794

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 21.7579 VND (High: 148.7784 / Low: 127.0205). On the other end, September was the most stable month, with a tight range of 1.2746 VND (High: 117.0994 / Low: 115.8248).

November Spread (Volatile) ±21.7579

September Spread (Stable) ±1.2746

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 2.8992 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -2.8992

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 139.9959) against the same month in 2019 (average: 115.6488), the exchange rate shifted by +24.3472 (+21.05%).

2020 Avg (November) 139.9959

2019 Avg (November) 115.6488

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	123.6212	118.4808	121.0460
February	119.2696	116.5867	118.1468
March	120.0005	116.8394	117.9317
April	119.9219	117.5743	118.3888
May	118.4938	115.9185	117.3427
June	117.4797	115.7000	116.6857
July	116.8584	115.1034	116.1381
August	117.2022	115.8191	116.2659
September	117.0994	115.8248	116.5070
October	126.6226	116.4484	119.4234
November	148.7784	127.0205	139.9959
December	147.1777	140.7281	143.3461