YEARLY HIGH
0.6299 XPF
YEARLY LOW
0.5042 XPF
YEARLY AVERAGE
0.5488 XPF

2025 LRD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the LRD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.6299. Conversely, the yearly low was recorded on July 1, dropping to 0.5042.

This high-to-low spread represents a total annual volatility of 0.1257 XPF. From a start-to-finish perspective, comparing the January average rate of 0.6060 to the December average rate of 0.5748, the exchange rate registered a net change of -5.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.6299 was down 1.12% compared to the 2024 peak of 0.6370, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 3,149 XPF
2024 Average 2,884 XPF
Yearly Trough Low 2,521 XPF
Transaction Impact: A difference of 628.50 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.6158
0.4991
JanuMarcMayJulySeptNove

LRD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5528, compared to 0.5448 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.5528
H2 Avg (Jul–Dec) 0.5448

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0667 XPF (High: 0.5731 / Low: 0.5064). On the other end, October was the most stable month, with a tight range of 0.0084 XPF (High: 0.5652 / Low: 0.5568).

September Spread (Volatile) ±0.0667
October Spread (Stable) ±0.0084

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0285 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.6060) against the same month in 2024 (average: 0.5783), the exchange rate shifted by +0.0278 (+4.80%).

2025 Avg (January) 0.6060
2024 Avg (January) 0.5783

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6299 0.5749 0.6060
February 0.5860 0.5704 0.5775
March 0.5791 0.5466 0.5540
April 0.5522 0.5194 0.5313
May 0.5388 0.5238 0.5298
June 0.5259 0.5052 0.5182
July 0.5201 0.5042 0.5088
August 0.5160 0.5060 0.5096
September 0.5731 0.5064 0.5446
October 0.5652 0.5568 0.5606
November 0.5806 0.5622 0.5704
December 0.5808 0.5698 0.5748