2026 LRD to XPF Historical Review

YEARLY HIGH

0.5792 XPF

YEARLY LOW

0.5356 XPF

YEARLY AVERAGE

0.5625 XPF

2026 LRD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the LRD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 0.5792. Conversely, the yearly low was recorded on January 27, dropping to 0.5356.

This high-to-low spread represents a total annual volatility of 0.0436 XPF. From a start-to-finish perspective, comparing the January average rate of 0.5597 to the December average rate of 0.5737, the exchange rate registered a net change of 2.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5792 was down 8.04% compared to the 2025 peak of 0.6299, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 2,896 XPF

2025 Average 2,743 XPF

Yearly Trough Low 2,678 XPF

Transaction Impact: A difference of 218.06 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5795

0.5409

JanuMarcMayJuly

LRD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5583, compared to 0.5750 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0167 points.

H1 Avg (Jan–Jun) 0.5583

H2 Avg (Jul–Dec) 0.5750

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0366 XPF (High: 0.5722 / Low: 0.5356). On the other end, August was the most stable month, with a tight range of 0.0014 XPF (High: 0.5741 / Low: 0.5728).

January Spread (Volatile) ±0.0366

August Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0156 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0156

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.5763) against the same month in 2025 (average: 0.5088), the exchange rate shifted by +0.0675 (+13.27%).

2026 Avg (July) 0.5763

2025 Avg (July) 0.5088

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5722	0.5356	0.5597
February	0.5521	0.5379	0.5441
March	0.5698	0.5531	0.5633
April	0.5663	0.5486	0.5549
May	0.5614	0.5533	0.5588
June	0.5771	0.5594	0.5690
July	0.5792	0.5744	0.5763
August	0.5741	0.5728	0.5737