2014 LTL to BIF Historical Review

YEARLY HIGH

626.5441 BIF

YEARLY LOW

548.5049 BIF

YEARLY AVERAGE

597.3597 BIF

2014 LTL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LTL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 626.5441. Conversely, the yearly low was recorded on December 27, dropping to 548.5049.

This high-to-low spread represents a total annual volatility of 78.0392 BIF. From a start-to-finish perspective, comparing the January average rate of 611.0558 to the December average rate of 558.0019, the exchange rate registered a net change of -8.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 626.5441 was up 0.78% compared to the 2013 peak of 621.7167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 3,132,720 BIF

2013 Average 2,980,466 BIF

Yearly Trough Low 2,742,524 BIF

Transaction Impact: A difference of 390,196.06 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

627.9442

551.6435

JanuMarcMayJulySeptNove

LTL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 615.0225, compared to 579.6968 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 35.3257 points.

H1 Avg (Jan–Jun) 615.0225

H2 Avg (Jul–Dec) 579.6968

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 23.1040 BIF (High: 590.4564 / Low: 567.3524). On the other end, November was the most stable month, with a tight range of 8.8749 BIF (High: 569.0405 / Low: 560.1655).

September Spread (Volatile) ±23.1040

November Spread (Stable) ±8.8749

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 19.4574 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -19.4574

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 621.5858) against the same month in 2013 (average: 584.7486), the exchange rate shifted by +36.8372 (+6.30%).

2014 Avg (March) 621.5858

2013 Avg (March) 584.7486

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	616.2278	606.1712	611.0558
February	621.1484	606.0488	613.5009
March	626.5441	617.0623	621.5858
April	623.6475	613.0935	619.4577
May	625.2503	608.5738	615.4246
June	614.8153	605.7987	609.1103
July	613.4699	597.3564	607.5478
August	602.3848	586.4855	597.7512
September	590.4564	567.3524	578.2938
October	579.2483	556.9167	572.2241
November	569.0405	560.1655	564.3620
December	566.8847	548.5049	558.0019