2015 LTL to BIF Historical Review

YEARLY HIGH

545.7543 BIF

YEARLY LOW

491.2030 BIF

YEARLY AVERAGE

518.4279 BIF

2015 LTL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LTL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 545.7543. Conversely, the yearly low was recorded on November 30, dropping to 491.2030.

This high-to-low spread represents a total annual volatility of 54.5513 BIF. From a start-to-finish perspective, comparing the January average rate of 532.9448 to the December average rate of 500.4777, the exchange rate registered a net change of -6.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 545.7543 was down 12.89% compared to the 2014 peak of 626.5441, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 2,728,772 BIF

2014 Average 2,986,384 BIF

Yearly Trough Low 2,456,015 BIF

Transaction Impact: A difference of 272,756.59 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

537.2745

493.5563

JanuMarcMayJulySeptNove

LTL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 528.5222, compared to 508.3335 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 20.1886 points.

H1 Avg (Jan–Jun) 528.5222

H2 Avg (Jul–Dec) 508.3335

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 31.8831 BIF (High: 534.4928 / Low: 502.6097). On the other end, February was the most stable month, with a tight range of 6.9415 BIF (High: 530.2030 / Low: 523.2615).

June Spread (Volatile) ±31.8831

February Spread (Stable) ±6.9415

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 14.8285 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -14.8285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 532.9448) against the same month in 2014 (average: 611.0558), the exchange rate shifted by -78.1111 (-12.78%).

2015 Avg (January) 532.9448

2014 Avg (January) 611.0558

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	545.7543	522.6604	532.9448
February	530.2030	523.2615	526.8928
March	538.4035	522.8025	533.6313
April	537.4709	529.1712	533.5941
May	538.1616	519.9932	529.0121
June	534.4928	502.6097	515.0579
July	530.4654	501.9569	520.6137
August	518.2752	500.1469	507.0123
September	518.5622	508.5204	512.6700
October	518.6590	504.2950	512.0280
November	505.9920	491.2030	497.1995
December	508.2802	492.7541	500.4777